Your home is most likely one of your biggest investments—are you sure your insurance has you fully covered? More often than not, the situation goes like this: your lender requires insurance, and you hurriedly made a decision without truly comparing different policies and likely not looking at additional endorsements or riders.

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It's no secret that affordability challenges are making it harder for buyers to enter the market these days — from rising home prices to fluctuating interest rates. But don’t let that discourage you! With the right strategy and a little creativity, buying a home can still be within reach. Learn the 3 strategies to help make your monthly payment manageable and homeownership more achievable. 1.

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One phrase I hear often is, ‘My mortgage is 3%, I’d be crazy to sell.’ But here’s the thing—while that low rate feels great now, sometimes staying in a home that no longer fits your needs could cost you more in the long run. Whether you’re cramped for space, need a change of scenery, or your family’s needs are evolving, a home that’s no longer the right fit can be a source of stress and frustration.

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We’ve officially been in the post-pandemic housing market slowdown for as long as the pandemic boom—two and a half years. Heading into 2025, the big question is: are we finally going to see the housing market start to recover?

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